Buying a new build in Spain from the new construction specialist

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Buying a house in Spain starts with thorough preparation: determine your budget, choose the right region, apply for a NIE number, and engage a reliable Dutch-speaking real estate agent and lawyer. For new-build properties in Spain, you usually pay 10% VAT (IVA) plus purchase costs of approximately 2% to 4%. Always check the building permit, completion guarantee, and contract before signing. The purchase process involves a reservation contract, a purchase contract, and finally the transfer at the notary in Spain. With a good step-by-step plan and professional guidance, you avoid surprises and safely purchase a home on the Costa Blanca, Costa del Sol, or elsewhere in Spain.

Buying a house in Spain remains popular among the Dutch and Belgians. Not only because of the climate, but also due to relatively favorable real estate prices, modern new-build projects, and an attractive lifestyle. New-build properties, in particular, are gaining ground thanks to energy-efficient homes, modern architecture, and interesting rental opportunities.

Why buy a house in Spain?

Why do buyers choose new construction?

New construction in Spain offers advantages that existing homes often do not have:

• Energy-efficient construction
• Modern finishes
• Construction warranty
• Low maintenance costs
• Communal facilities such as a swimming pool and gym

Additionally, with new construction, you can sometimes still influence materials, finishes, and layout.

Popular regions for buying a home are the Costa Blanca and Costa del Sol, with places such as Alicante, Torrevieja, Jávea, Benidorm, Marbella, and Estepona.

Spanish mortgage: how much of your own money do you need to purchase a new build?

For foreign buyers, Spanish banks usually finance:

• 60% to 70% of the appraisal value
• Sometimes more for high incomes

This means that you generally need at least:

• 30% down payment
• plus purchase costs

What does buying a house in Spain really cost?

A common mistake is thinking that only the purchase price counts. Buying a house in Spain involves additional costs that you must calculate carefully in advance. Count on a total of approximately 12% to 15% in additional costs on top of the purchase price.

Common mistakes when buying new-build in Spain!

• Not using an independent lawyer:
  Do not rely solely on the seller or property developer.
• Looking only at the purchase price:
  Take taxes, fittings, and fixed costs into account.
• Deciding too quickly:
  Take time to have documents legally reviewed.
• Underestimating rental rules:
  Always check local rental permits and regulations.
• Choosing the wrong location:
  A cheap home is not automatically a good investment.

Conclusion: when buying new build in Spain

Buying a house in Spain requires good preparation, realistic expectations, and professional guidance. New construction, in particular, offers advantages such as modern building quality, energy efficiency, and attractive rental opportunities.

Those who buy smartly benefit from:

• Increased living comfort
• Potential appreciation in value
• Attractive rental income
• A relaxed lifestyle under the Spanish sun

Interested in exploring new construction in Spain without obligation?

Do you want to discover which region or new construction project best suits your wishes and budget? Then schedule a no-obligation viewing or consultation with an experienced specialist in Spanish real estate. Good guidance prevents costly mistakes and helps you invest safely in Spanish real estate.