Insurance in Spain

Insurance in Spain: Protection for your Spanish Assets

When you own Spanish Property, whether it is a second home, an investment property or your permanent residence, it is of utmost importance to have the correct insurance. Insurance provides protection and peace of mind, and it is essential to deal with unforeseen situations. In this text we explore the different types of insurance available for your Spanish assets and why they are so important.

  • Home insurance: One of the most critical insurance policies for your Spanish home is home insurance. This insurance covers damage to your property due to fire, theft, water damage, natural disasters and other unforeseen events. It is essential to ensure that your home is properly covered, and the premium is usually based on the value of your property.
  • Liability Insurance: Liability insurance is another important policy to consider. This type of insurance protects you against liability for damage or injury to third parties that occur within your property. It can also provide cover for legal costs if a dispute arises.
  • Life insurance: If you have taken out a mortgage for your Spanish home, life insurance is often required by the lender. This insurance ensures that your mortgage is paid off in the event of your death, so your family is not left with financial burdens.
  • Health insurance: If you live in Spain or spend a lot of time in your Spanish home, health insurance is very important. This ensures that you have access to medical care and treatment regardless of your nationality.
  • Car insurance: If you own a car in Spain, car insurance is mandatory. This insurance covers damage to your vehicle and liability in the event of an accident. Different levels of cover are available depending on your needs.


Having the right insurance for your Spanish assets is essential to protect yourself against unforeseen situations and financial losses. Whether it concerns your home, liability, health or vehicle, the right insurance policies provide peace of mind and security. It is advisable to work with a local insurance advisor to find the most suitable policies to meet your specific needs. This way you can fully enjoy your Spanish assets, knowing that they are well protected.

Regarding your Spanish home, we recommend that you at least consider comprehensive home insurance. However, you don't have to worry about which insurance policies are the best choice or which specific packages you should take out. Vidando works for its customers with a English-speaking insurance agency in Spain that will fully inform you and assist you in taking out the insurance you want.

Estoy de acuerdo

We use our own and third party cookies to improve your experience and our services, as well as show you, from our website or those of third parties, advertising based on the analysis of your browsing habits. If you go on surfing, we will consider you accepting its use. You can get more information in our Cookie Policy Read all about it here.